Interest Rate

SAVING DEPOSITS :
PRODUCTS MINIMUM BALANCE EFFECTIVE INTEREST RATE(% p.a.)
ON DAILY BALANCE
1. Easy Saving - 6.25
2. Nari Saving - 6.25
3. Normal Saving 1,000 6.25
4. Social Welfare Saving - 6.25
5. Kidz Piggy Bank Account(For Children) 100 6.25
6. Payroll Saving - 6.25
7. Tourism Special Saving  10,000 6.25
8. Aadarniya Bachat (For Senior Citizen) 5,000 6.25
9. Super Saving 50,000 6.75
10. Promoters Saving 5,000 6.75
11. Paryatan Sahayatri Bachat 25,000 6.25
12. Swarnim Bachat 10,000 8.25
FIXED DEPOSIT :
Products Interest Rate % (p.a) on Daily Balance
Fixed Deposit Products Payble Quarterly Payble on Maturity
1. One Months FD 8.00 -
2. Three Months FD 9.00 -
3. Six Months FD 10.00 -
4. One Year 10.50 10.75
5. Above One Year FD 10.25 10.50
6. TDBL Structural Fixed Deposit Negotiable * Negotiable *
CALL DEPOSIT :
PRODUCTS EFFECTIVE INTEREST RATE(% p.a.)
ON DAILY BALANCE
 Call Deposit Up to 6.25
FOREIGN CURRENCY DEPOSIT(FCY) :
PRODUCTS Minimum Balance EFFECTIVE INTEREST RATE(% p.a.)
ON DAILY BALANCE
 USD Normal Saving USD 50 1.50
 EUR Normal Saving EUR 50 1
 GBP Normal Saving USD 50 1
 FCY Call Deposit - Upto 2


LENDING PRODUCT:

S.N. PRODUCTS  Premium Rate on Base Rate* (%p.a.)
1 Business Overdraft +0.25% to +6.50%
2 Working Capital Loan +0.25% to +6.50%
3 Short Term Loan/Demand Loan +1.25% to +6.50%
4 Personal Term Loan +1.50% to +6.50%
5 Business Term Loan +0.25% to +6.50%
6 Export Credit +0.25% to +4.50%
7 Hire Purchase-Commercial +1.25% to +6.50%
9 Auto Loan +0.25% to +6.50%/td>
9 Home Loan +0.25% to +6.50%
10 Personal Overdraft +2.00% to +6.50%
11 Loan against Government Bonds Coupon Rate +2 or +0.25%
whichever is higher
12 Loan against shares +1.25% to +6.50%
13 Loan against own Fixed Deposit  upto 95% Coupon Rate +2 or +1.25%
whichever is higher
14 SME Loan +1.25% to +6.50%
15 Loan against vehicle: Up to 5 Years +2.25% to +7.50%
16 Tourism Development Loan +0.25% to +4.50%
17 Deprived Sector Loan -Retail +1.25% to +6.50%
18 Deprived Sector Loan (Wholesale) Up to 2.00%
19 Employment Loan  +1.25% to +6.50%
20 Education Loan +1.25% to +6.50%
21 Agriculture Loan  +1.25% to +6.50%
22 Loan against Gold and Silver +1.25% to +6.50%
23 Bridge Gap Loan +2.25% to +6.50%
24 Professional Loan +2.25% to +6.50%
* The base rate of the bank as on 2074/03/31 is 10.68%

Our Products and Services

  • Home Loan

  • TDBL VISA Debit Card

  • TDBL Locker Service

  • Mobile Banking

  • TDBL VISA Travel Card

  • TDBL I-Banking

  • TDBL PoS Machines

Contact Us

Tourism Development Bank Ltd.
Corporate Office
New Baneshwor ,Kathmandu, Nepal
Tel: 977-1-4485480, 977-1-4487071, 977-1-4487072
Fax: 977-1-4485576
GPO Box No : 23500,
SWIFT :
TDBLNPKA
E-mail : info@tdbl.com.np